Setting up your plan is easy!
When you create your my65+ account, it automatically opens a Tax-Free Savings Account (TFSA) for you. Start with contributions as low as $30 per month.
What you can do in your plan
Transfer an existing TFSA/RRSP
Set up monthly contributions
Transfer in a lump sum from your bank account
Check your balance and edit your contributions
Access your plan anywhere, anytime
Track your progress on an Android or iOS device
- Check your investment earnings
- View your RRSP & TFSA contributions
- Check your account balance
- Add funds or transfer in any existing RRSP, TFSA or RRIF
- Track your retirement readiness and expected retirement income
Ready to start growing your money?
If you’re a member, you can create your my65+ account today – it only takes a few minutes.
It’s simple and convenient
Access your my65+ account at any time. Check your balance, transfer funds, and edit your settings right from your computer.
You’re in control of your money
You’ll always have full control over your money. You can change, pause, or withdraw your savings anytime.
It's portable and supports you for life
Your my65+ plan is yours to keep, job to job and into retirement. When you’re ready to retire, it will help you make the right decisions to optimize tax and government benefits.
“We’re impressed by the careful plan design; low fees will preserve assets and the use of a TFSA structure means savers will not be penalized with claw-backs from guaranteed incomes.”
Canadian Association for Retired Persons
Smart financial decisions made simple
Your money is professionally invested with the world’s largest investment manager
Once you start a habit of regular saving, the second step is to invest your money. Your my65+ plan automatically suggests and invests your savings in a professionally managed BlackRock Fund that is best suited to grow your money.
my65+ puts your money to work by investing it in a tailor-made retirement fund called a target date fund. These funds adjust your investment risk by becoming more conservative as you near retirement age. BlackRock is the world’s largest asset manager, with over $10 trillion USD in assets under management, including managing over C$275 billion in assets for Canadian clients.
Once you start a habit of regular saving, the second step is to invest your money. Your my65+ plan automatically suggests and invests your savings in a professionally managed BlackRock Fund that is best suited to grow your money.
my65+ puts your money to work by investing it in a tailor-made retirement fund called a target date fund. These funds adjust your investment risk by becoming more conservative as you near retirement age. BlackRock is the world’s largest asset manager, with over $10 trillion USD in assets under management, including managing over C$275 billion in assets for Canadian clients.
Diversified Portfolio
Automatically allocates your money across a diversified portfolio of stocks, bonds, real estate, and infrastructure.
Balanced Investment
Automatically adjusts the mix of stocks and bonds as markets change, to maximize earnings.
Adjusted Risk
Automatically adjusts away from high-risk assets as you near retirement age.