Slide Calculate How Much You'll Need To Save For Retirement
PLAN
Slide Allocate Personal And Workplace Contributions Between Your TFSA And RRSP
SAVE
Slide See Where Your Money Is Invested And Watch It Grow Over Time GROW Slide Track Your Retirement Savings And Make Lump Sum Contributions Anytime TRACK

Setting up your plan is easy!

When you create your my65+ account, it automatically opens a Tax-Free Savings Account (TFSA) for you. Start with contributions as low as $30 per month.

What you can do in your plan

Transfer an existing TFSA/RRSP

Set up monthly contributions

Transfer in a lump sum from your bank account

Check your balance and edit your contributions

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Ready to start growing your money?

If you’re an SEIU member, you can create your my65+ account today – it only takes a few minutes.

Multiracial couple setting up their retirement plan

It’s simple and convenient

Access your my65+ account at any time. Check your balance, transfer funds, and edit your settings right from your computer.

Nurse loves her retirement plan

You’re in control of your money

You’ll always have full control over your money. You can change, pause, or withdraw your savings anytime.

Senior Couple Using Laptop to set up retirement plan

It's portable and supports you for life

Your my65+ plan is yours to keep, job to job and into retirement. When you’re ready to retire, it will help you make the right decisions to optimize tax and government benefits.

“We’re impressed by the careful plan design; low fees will preserve assets and the use of a TFSA structure means savers will not be penalized with claw-backs from guaranteed incomes.”

Canadian Association for Retired Persons

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Smart financial decisions made simple

Your money is professionally invested with the world’s largest investment manager

Once you start a habit of regular saving, the second step is to invest your money. Your my65+ plan automatically suggests and invests your savings in a professionally managed BlackRock Fund that is best suited to grow your money.

my65+ puts your money to work by investing it in a tailor-made retirement fund called a target date fund. These funds adjust your investment risk by becoming more conservative as you near retirement age. BlackRock is the world’s largest asset manager, with over $8.67 trillion USD in assets under management, including managing over C$200 billion in assets for Canadian clients.

>> Read more about target date funds

Once you start a habit of regular saving, the second step is to invest your money. Your my65+ plan automatically suggests and invests your savings in a professionally managed BlackRock Fund that is best suited to grow your money.

my65+ puts your money to work by investing it in a tailor-made retirement fund called a target date fund. These funds adjust your investment risk by becoming more conservative as you near retirement age. BlackRock is the world’s largest asset manager, with over $8.67 trillion USD in assets under management, including managing over C$200 billion in assets for Canadian clients.

>> Read more about target date funds

Diversified Portfolio
Automatically allocates your money across a diversified portfolio of stocks, bonds, real estate, and infrastructure.

Balanced Investment
Automatically adjusts the mix of stocks and bonds as markets change, to maximize earnings.

Adjusted Risk
Automatically adjusts away from high-risk assets as you near retirement age.