Easy & Affordable

Grow Your Savings For Retirement

my65+ Helps You Build A Better Financial Future

my65+ is a digital retirement savings plan designed for union members and their spouses

We believe that everyone deserves to retire with dignity. This plan provides an easy way to plan, save, and grow your money for retirement.

Feel Confident About Your Financial Future


An easy way to save your money


Automatic monthly saving helps you stay on track to reach your retirement goals.

Grow your savings

A personalized way to grow your money


We automatically match you to the most appropriate investment to grow your money, based on your age and retirement goals.


Full access to track your progress


Your online account gives you full access to check your balance and manage your money.

How we compare

Low Fees Mean More Money In Your Pocket

my65+ fees are about 70% less than what the average Canadian pays to invest, which means your money grows bigger than with traditional RRSPs.

0.60% plus $4/month if your account balance is less than $3,000 or $7/month if your account balance is $3,000 or more. Fees are automatically withdrawn from your account each month.
**All fees are approximate lifetime estimations. HST applies.

Personal Support Worker

Saves $50/month for 35 years

my65+ savings potential compared
to an average RRSP

"Setting up my retirement account was easier than I thought! I finally feel like I've got a view into my financial future, with a retirement plan I can count on."

Jane Smith Personal Support Worker

Maximize Your Government Benefits

my65+ will help you save thousands of dollars in taxes and gain thousands of dollars in government pension benefits when you retire.


You risk losing 50 cents of every dollar in Guaranteed Income Supplement (GIS)

my65+ logo

You get 100% of the Guaranteed Income Supplement (GIS) you qualify for

Find out how much you can save for retirement

Create your online account to find out how much you should save for retirement and what you can expect from government benefits – it only takes a few minutes.