my65+ is a digital retirement savings plan designed for union members and their spouses
We believe that everyone deserves to retire with dignity. This plan provides an easy way to plan, save, and grow your money for retirement.
Feel Confident About Your Financial Future
An easy way to save your money01
Automatic monthly saving helps you stay on track to reach your retirement goals.
A personalized way to grow your money02
We automatically match you to the most appropriate investment to grow your money, based on your age and retirement goals.
Full access to track your progress03
Your online account gives you full access to check your balance and manage your money.
Up to $100 cash back
Get up to $100 cash back when you transfer in any existing RRSP or TFSA over $3,000. If your financial institution applies an administration fee to move your money, my65+ will rebate the administration fees up to $100. Offer is valid from February 1, 2024, to April 30, 2024.
Members must apply for reimbursement and submit proof of fees paid and account verification information. Reimbursements will be deposited to member’s bank accounts within 7-10 business days upon receiving a completed application form.
Low Fees Mean More Money In Your Pocket
my65+ fees are about 70% less than what the average Canadian pays to invest, which means your money grows bigger than with traditional RRSPs.
0.60% plus $4/month if your account balance is less than $3,000 or $7/month if your account balance is $3,000 or more. Fees are automatically withdrawn from your account each month.
**All fees are approximate lifetime estimations. HST applies.
Personal Support Worker
Saves $50/month for 35 years
my65+ savings potential compared
to an average RRSP
"Setting up my retirement account was easier than I thought! I finally feel like I've got a view into my financial future, with a retirement plan I can count on."
You risk losing 50 cents of every dollar in Guaranteed Income Supplement (GIS)
You get 100% of the Guaranteed Income Supplement (GIS) you qualify for
Find out how much you can save for retirement
Create your online account to find out how much you should save for retirement and what you can expect from government benefits – it only takes a few minutes.